Investor FAQs
Why was Security Capital created?
We initially created SCV to provide timely interim financing to borrowers in Florida who wanted to purchase residential investment properties. After receiving repeated borrower requests, we expanded our lending to include other types of loan products that cover fix and flip, raw land, residential construction, and smaller non-residential commercial real estate loans.
How does Security Capital execute?
Security Capital is focused on originating “high touch” first lien, low LTV mortgages to LLCs or LPs for the purchase of non-owner occupied investor residential / commercial properties in Florida.
Our unique strengths are defined by our creative structuring, timely loan underwriting, and efficient processing of every loan.
Security Capital has been originating the above eligible mortgage loans since October 2012 with origination volume increasing every year since inception.
I want to invest, what is the minimum investment?
The smallest loans we write are $200,000, and therefore investors should be prepared to invest at least this sum.
How is my investment secured?
Your investment is legally secured by a mortgage filed in the requisite county (where the asset is located) in the state of Florida.
How will I receive my incoming interest payments?
Your monthly interest payments will be received though direct deposit via our lender servicing provider.
Some of Our Recent Loans
Meet the Partners
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Rick Landau
CO-FOUNDER & CO-MANAGING PARTNER
– Heavy participation in varied Wall Street mortgage activities for 24 years
– Founder of two of the first four residential mortgage conduits on Wall Street, Sears Mortgage Securities Corp. in 1983 and Bear Stearns Mortgage Capital Corp. in 1985.
– Created first private label adjustable rate residential mortgage security in 1984
– President, Bear Stearns Mortgage Capital Corporation (1985-1996), originated in excess of $500 million per year in residential loans with 75 of the largest residential mortgage lenders in the U.S.
– Founded commercial mortgage conduit for Bear Stearns in 1994
– In 1997 became Senior Visiting Lecturer at Brown University
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Eric Feinstien
CO-FOUNDER & CO-MANAGING PARTNER
– 30+ years of experience in southwestern Florida real estate development and finance
– Extensive experience in origination and servicing of residential and commercial loans
– Designated as exclusive independent agent for United of Omaha, originating commercial loans in the South Florida region
– President, KD Merick & Co., Real Estate Investors and Advisors
– Former President of both the Florida Association of Mortgage Brokers and Mortgage Bankers Association of Greater Miami
– Former member of the National Mortgage Bankers Association’s National Multi-Family Housing Committee and National Commercial Mortgage Committee